Bobby Samuelson
#468 | John Hancock’s SimpleLock
(11 min read) By Bobby Samuelson Since the last round of revisions to AG 49, carriers have noticeably moved their focus away from releasing new crediting strategies and toward building actual new products, usually with a focus on the rapidly…
#466 | Making the Case for (Some) Engineered Indices
This post also appears in our sister subscriber-only publication, The Annuity Edge, hence the reason it's more oriented towards FIAs. But the overall concept applies to both IUL and FIA equally and is increasingly relevant to IUL because carriers such…
#464 | Life Insurance Taxation in Context
We are thrilled to announce that TLPR has a new Comments feature which is now active and appears at the end of all our articles—both previous and current. We encourage you to leave your thoughts, questions, and opinions for us…
#462 | Private Credit in the Spotlight
Over the past six months, there has been a growing crescendo of public press about challenges in private credit. There have been several high-profile private credit borrower defaults, most notably First Brands, and the growing concern that a meaningful portion…
#459 | Rethinking Life Insurance for Income
Over the past 15 years, the life insurance industry has subtly shifted from being primarily concerned with delivering death benefit protection to being primarily concerned with providing a means to accumulate assets in a tax-controlled environment with certain return profiles.…
#458 | The Stories in Carrier 2025 Statutory Filings
Last week, LIBRA and TLPR announced a strategic partnership whereby we provide LIBRA with reviews for newly released products, access to certain TLPR articles and custom white papers on certain topics. Nothing changes for TLPR subscribers – other than that…
#457 | PacLife Admiral VUL 2 Review – Blending Evolved
AI Summary Full Article When I covered the release of PacLife Venture UL 2 back in October of last year (#442), I called it a “new era for blending at Pacific Life” and said that it was the “biggest product…
#456 | VUL Illustration Variance
TLPR UpdateFirst, the bad news. Dan Austin is departing TLPR to re-join OneAmerica, where he previously worked, to take (re-take?) his dream job. I'm excited for him and wish him the best.Now, the great news. Kasey Gammons, formerly the Director…
#455 | The Puzzle of Older Age Pricing
How old is too old to buy life insurance? Most carriers will issue policies until at least age 80, but a handful will issue them all the way up to age 90. John Hancock and MassMutual will even issue Preferred…
#454 | Rethinking the Role of Engineered Indices
Author's Note - This one is admittedly pretty wonky. Such is the nature of the topic. But it's worth the payoff at the end! Introduction On February 24th, a new subcommittee of the NAIC A Committee specifically formed to address…
