Ask anyone who is fundamentally skeptical about Indexed UL why they feel that way and, invariably, they’ll bring up the issue of non-guaranteed elements. It’s a valid point. Indexed UL product performance ultimately hinges on non-guaranteed elements. But that’s also true of virtually every permanent life insurance product, even Whole…
Full Article The running joke on fee-based life insurance and annuity products is that they’ve been the “next big thing”…
Full Article If we go back through the 5 key tradeoffs and decision points in fixed income investing, Whole Life…
Quick Take The worlds of Indexed UL and Fixed Indexed Annuities are increasingly converging and with profound potential implications for…
Full Article If there is one overarching trend that has dominated the life insurance and annuity landscape since interest rates…
Quick Take There is no doubt that Brighthouse SmartGuard Plus is one of the most innovative new products to hit…
This article was written by Steve Cox, Head of Life and Hybrid Products at Life Innovators. Special thanks to Ramona…
Quick Take At first blush, Northwestern Mutual isn’t a natural fit for the highly competitive and quickly growing 10 Pay…
Quick Take Equitable was first-to-market with Buffered crediting strategies in VUL with its 2010 release of the Market Stabilizer Option…
With 2022 in the rearview mirror, I thought I’d go back through the full list of articles and give a…
Thanks to those of you who generously took the time to fill out the survey that I sent out earlier…
Years ago, I was invited as a guest to a meeting of a distributor’s top agents to decide how to…
At the end of a recent 4-part article series on the two products with a duopoly on the Guaranteed VUL…
Ask anyone who is fundamentally skeptical about Indexed UL why they feel that way and, invariably, they’ll bring up the…
To say that 2023 has been a turbulent year in the financial markets would be an understatement – but that…
Quick Take In quick succession, Brookfield has executed four key elements of what appears to be the end game strategy…
Full Article At the core of reinsurance is the simple concept of risk transfer. Traditionally, reinsurance risk transfer has pertained…
Interview with Mike Pepe and Kris Beck of Proformex about the…
Listen Now Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…
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