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#465 | Term and Optionality

In #463 | A Tale of Two Term Markets, Kasey Gammons broke down the Term market into two distinct spheres. One of them is based on pure price competitiveness at the expense of features that arguably give Term its greatest value—conversion privileges. The other is less about price and more…

Product Analytics

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#465 | Term and Optionality

In #463 | A Tale of Two Term Markets, Kasey Gammons broke down the Term market into two distinct spheres.…

#463 | A Tale of Two Term Markets

Charles Dickens’ classic novel A Tale of Two Cities begins with the famous refrain: “It was the best of times,…

#461 | The ECV Angle – Traits and Tradeoffs

One of the core elements of human psychology is that our perceptions are not reality – and yet we act…

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#456 | VUL Illustration Variance

TLPR UpdateFirst, the bad news. Dan Austin is departing TLPR to re-join OneAmerica, where he previously worked, to take (re-take?)…

Product Reviews

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#457 | PacLife Admiral VUL 2 Review – Blending Evolved

AI Summary Full Article When I covered the release of PacLife Venture UL 2 back in October of last year…

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#452 | Beyond Term: Everly TermVest+

Over the past few years, there has been a veritable flood of new entrants to the annuity market. Virtually all…

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#450 | John Hancock Accumulation IUL 26

No company innovates in life insurance product with greater frequency or with more intentionality than John Hancock. The list of…

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#444 | Protective and the Third Way in Variable UL

The new business franchise at Protective occupies a distinct corner of the life insurance market. Whereas most insurers over the…

News and Editorials

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#438 | News Digest – 9/8/25

Guardian SafeGuard 360 Goes Mainstream When Guardian released SafeGuard 360 back in 2022, the storyline was – understandably – a…

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#436 | News Digest – 8/6/2025

This is a new format for TLPR, as discussed in the very last section. Here's what we're covering this week:…

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#399 | The Simple Case for Permanent Life Insurance

I’ve noticed that some things have changed since I’ve gotten older. A few rogue gray hairs are sprouting up over…

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#388 | 2023 in Review

Looking back over a year’s worth of articles is always fun and gratifying. There were 44 articles published on The…

Industry Commentary

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#458 | The Stories in Carrier 2025 Statutory Filings

Last week, LIBRA and TLPR announced a strategic partnership whereby we provide LIBRA with reviews for newly released products, access…

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#448 | The End of the Road for PHL Variable

If a life insurance company is going to descend, then the way that it should descend is slow and steady.…

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#445 | Making the Market for Life Insurance

Full Article For as long as I’ve been in the life insurance industry, there has been persistent chatter about the…

#443 | Busch v Pacific Life

Image: AP It’s been a very long time since anything related to life insurance has broken into mainstream media. Larry…

Episode 21
December 14, 2020

Episode 21

Interview with Mike Pepe and Kris Beck of Proformex about the…

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Episode 20
September 21, 2020

Episode 20

Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…

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Episode 19
September 7, 2020

Episode 19

Interview with Jim Benson, former CEO of John Hancock, CEO…

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Episode 18
August 24, 2020

Episode 18

Interview with Dick Weber of Ethical Edge Consulting on what…

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