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#396 | Lincoln’s IUL Challenge

Full Article Lincoln’s history in Indexed UL is an interesting one. Lincoln was one of the first companies to introduce Indexed UL, starting with LifeElements in 2007. Since then, Lincoln has followed basically every fad or phase in Indexed UL – accumulation-oriented products, protection-oriented products, rapid-issue products, high Caps subsidized…

Product Analytics

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#396 | Lincoln’s IUL Challenge

Full Article Lincoln’s history in Indexed UL is an interesting one. Lincoln was one of the first companies to introduce…

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#391 | The VUL Fund Divide

Over the past couple of weeks, both Penn Mutual and Prudential have released updated versions of their VUL policies. The…

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#390 | Pacific Life Turns the Tide

This week, Pacific Life announced that it’s going to do something that it hasn’t done since February of 2011 –…

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#386 | A Shift in Guaranteed VUL

What’s the difference between a Guaranteed UL and a Guaranteed VUL? In theory, the only difference should be that GUL…

Product Reviews

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#395 | Nationwide High Par 5

Full Article It’s been an interesting run for Nationwide New Heights IUL, which theoretically piggybacks on the massive success of…

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#394 | The Curious Case of the MassMutual 8 Pay

One of the most obvious impacts of the change to the Section 7702 interest rates implemented at the beginning of…

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#369 | Brighthouse SmartGuard Plus

Quick Take There is no doubt that Brighthouse SmartGuard Plus is one of the most innovative new products to hit…

#368 | Nationwide Flexes Its Muscles in the Hybrid Life/LTC Market. Again.

This article was written by Steve Cox, Head of Life and Hybrid Products at Life Innovators. Special thanks to Ramona…

News and Editorials

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#388 | 2023 in Review

Looking back over a year’s worth of articles is always fun and gratifying. There were 44 articles published on The…

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#345 | 2022 in Review

With 2022 in the rearview mirror, I thought I’d go back through the full list of articles and give a…

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Survey Responses & TLPR Update

Thanks to those of you who generously took the time to fill out the survey that I sent out earlier…

#246 | The Architect Fallacy

Years ago, I was invited as a guest to a meeting of a distributor’s top agents to decide how to…

Industry Commentary

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#393 | The Other IUL Market

Back in June of last year, I published #365 | The Other Whole Life Marketabout the stunning rise of Final…

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#392 | The Crown Jewel

2/13/24 Update - An astute reader shot me a note with a couple of additional comments with considering. First, he…

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#384 | Global Atlantic Axes In-Force Rates

Ask anyone who is fundamentally skeptical about Indexed UL why they feel that way and, invariably, they’ll bring up the…

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# 383 | Mid-Year Insurer Financials Observations

To say that 2023 has been a turbulent year in the financial markets would be an understatement – but that…

Episode 21
December 14, 2020

Episode 21

Interview with Mike Pepe and Kris Beck of Proformex about the…

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Episode 20
September 21, 2020

Episode 20

Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…

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Episode 19
September 7, 2020

Episode 19

Interview with Jim Benson, former CEO of John Hancock, CEO…

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Episode 18
August 24, 2020

Episode 18

Interview with Dick Weber of Ethical Edge Consulting on what…

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