Full Article For the past 35 years or so, Whole Life has often been positioned against traditional fixed income in a very particular – and peculiar – way. We all know the narrative. Falling interest rates created a long-term phenomenon where Dividend Interest Rates consistently stayed above new money interest…
Quick Take The worlds of Indexed UL and Fixed Indexed Annuities are increasingly converging and with profound potential implications for…
Full Article If there is one overarching trend that has dominated the life insurance and annuity landscape since interest rates…
Quick Take Despite the slick marketing material and splashy names, the reality is that the vast majority of engineered indices…
Full Article Yesterday, Securian dropped a bombshell announcement that, I think, will rank as one of the more surprising and…
Quick Take There is no doubt that Brighthouse SmartGuard Plus is one of the most innovative new products to hit…
This article was written by Steve Cox, Head of Life and Hybrid Products at Life Innovators. Special thanks to Ramona…
Quick Take At first blush, Northwestern Mutual isn't a natural fit for the highly competitive and quickly growing 10 Pay…
Quick Take Equitable was first-to-market with Buffered crediting strategies in VUL with its 2010 release of the Market Stabilizer Option…
With 2022 in the rearview mirror, I thought I’d go back through the full list of articles and give a…
Thanks to those of you who generously took the time to fill out the survey that I sent out earlier…
Years ago, I was invited as a guest to a meeting of a distributor’s top agents to decide how to…
At the end of a recent 4-part article series on the two products with a duopoly on the Guaranteed VUL…
Full Article At the core of reinsurance is the simple concept of risk transfer. Traditionally, reinsurance risk transfer has pertained…
Full Article There are a few fantastic scenes in The Lord of the Rings movies that, even after reading the…
Full Article Yesterday, Global Atlantic announced that “after carefully evaluating our greatest opportunities to provide the most compelling products and…
Quick Take Life insurer financial strength is arguably made up of three primary components - operations, assets and liabilities. The…
Interview with Mike Pepe and Kris Beck of Proformex about the…
Listen Now Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…
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