Full Article Yesterday, Global Atlantic announced that “after carefully evaluating our greatest opportunities to provide the most compelling products and value…we have made the strategic decision to sharpen our focus…as a result, effective July 1, 2023, Global Atlantic will be suspending sales of the index universal life (IUL) products that…
Full Article Risk is a fiendishly difficult thing to quantify. In financial theory, risk is usually quantified in terms of…
This article assumes a base level of knowledge about Indexed UL illustrations, the previous forms of AG 49, the impact…
Editorial Note – I am increasingly receiving article submissions from readers and other parties. My role has always been as…
2/10/23 Update On Lincoln’s Q4 2022 earnings call yesterday, analysts peppered CEO Ellen Cooper and CFO Randy Freitag about Lincoln’s…
Quick Take At first blush, Northwestern Mutual isn’t a natural fit for the highly competitive and quickly growing 10 Pay…
Quick Take Equitable was first-to-market with Buffered crediting strategies in VUL with its 2010 release of the Market Stabilizer Option…
Quick Take Prudential FlexGuard IVUL is the second (after Equitable MSO, which has been in market largely unchanged since 2010)…
Quick Take New York Life’s new Secure Wealth Plus is a direct competitor to Mass Mutual and Guardian in the…
With 2022 in the rearview mirror, I thought I’d go back through the full list of articles and give a…
Thanks to those of you who generously took the time to fill out the survey that I sent out earlier…
Years ago, I was invited as a guest to a meeting of a distributor’s top agents to decide how to…
At the end of a recent 4-part article series on the two products with a duopoly on the Guaranteed VUL…
Full Article Yesterday, Global Atlantic announced that “after carefully evaluating our greatest opportunities to provide the most compelling products and…
Quick Take Life insurer financial strength is arguably made up of three primary components – operations, assets and liabilities. The…
Quick Take One of the most obvious and profound impact of rising interest rates has been on variable policy loan…
Quick Take In each round of the past Indexed UL regulation, the seeds of the next round were already in…
Interview with Mike Pepe and Kris Beck of Proformex about the…
Listen NowInterview with Jon Mendelsohn, CEO and Founder of Ashar Group,…
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