In the context of life insurance, leverage is usually understood to mean one thing – premium financing. Borrowing money to buy life insurance certainly introduces leverage. The economics of the program hinge not on the absolute level of policy performance, which is always positive for a fully funded fixed insurance…
Performance in any index-linked insurance contract is driven by two things – index performance and index participation. The vast majority…
Back in early 2019, I wrote a 3-part series entitled Indexed UL on the Risk Spectrum (Part 1, Part 2,…
Author’s Note – Conundrum is the right term for this topic. Any time I write an article about option pricing,…
Credit: Warner Bros The more I’ve come to understand Final Expense insurance, the more I’ve come to see it as…
Aside from some modest recent revisions to AssetEdge VUL/SVUL and lowering prices on Term, the recent introduction of WealthBuilder IUL…
To say that John Hancock has scar tissue from Long Term Care insurance would be an understatement. Like many insurers,…
At the tail end of last year, Equitable announced that it has decided to “focus our life insurance third-party distribution…
EquiTrust isn’t a household name in life insurance, but it is fast becoming one in annuities. EquiTrust was originally a…
I’ve noticed that some things have changed since I’ve gotten older. A few rogue gray hairs are sprouting up over…
Looking back over a year’s worth of articles is always fun and gratifying. There were 44 articles published on The…
With 2022 in the rearview mirror, I thought I’d go back through the full list of articles and give a…
Thanks to those of you who generously took the time to fill out the survey that I sent out earlier…
Earlier this month, Legal and General announced that it was selling its US entity, Banner Life, to Japanese mutual company…
12/16/24 Update - The South Carolina Department of Insurance has also mandated that A-CAP's South Carolina entities, Atlantic Coast Life…
After 6 months of near-silence on the state of PHL Variable, the Connecticut Insurance Department (CID) released updated financial statements…
About 3 weeks ago, the New York Department of Financial Services moved to place Columbian Mutual Life Insurance Company into…
Interview with Mike Pepe and Kris Beck of Proformex about the…
Listen Now Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…
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