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#406 | American National Signature Protection IUL

What happens after a private equity firm buys a life insurer? The first order of business almost always seems to be to reallocate the life insurer’s general account to align with the new owner’s investment expertise. That’s the low-hanging fruit. In order to make the asset reallocation as tax and…

Product Analytics

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#406 | American National Signature Protection IUL

What happens after a private equity firm buys a life insurer? The first order of business almost always seems to…

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#402 | The Long Tail of Portfolio Yields

Ever since interest rates started to increase in 2022, there has been much speculation about how long it would take…

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#396 | Lincoln’s IUL Challenge

Full Article Lincoln’s history in Indexed UL is an interesting one. Lincoln was one of the first companies to introduce…

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#391 | The VUL Fund Divide

Over the past couple of weeks, both Penn Mutual and Prudential have released updated versions of their VUL policies. The…

Product Reviews

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#400 | MassMutual Apex VUL

When MassMutual rolled out Apex VUL in 2021, the name was unintentionally ironic. If you’re going to roll out a…

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#398 | Universal Life Outside the Lines

Over the past few weeks, two stalwarts of independent distribution – John Hancock and Pacific Life – have released new…

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#395 | Nationwide High Par 5

Full Article It’s been an interesting run for Nationwide New Heights IUL, which theoretically piggybacks on the massive success of…

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#394 | The Curious Case of the MassMutual 8 Pay

One of the most obvious impacts of the change to the Section 7702 interest rates implemented at the beginning of…

News and Editorials

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#399 | The Simple Case for Permanent Life Insurance

I’ve noticed that some things have changed since I’ve gotten older. A few rogue gray hairs are sprouting up over…

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#388 | 2023 in Review

Looking back over a year’s worth of articles is always fun and gratifying. There were 44 articles published on The…

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#345 | 2022 in Review

With 2022 in the rearview mirror, I thought I’d go back through the full list of articles and give a…

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Survey Responses & TLPR Update

Thanks to those of you who generously took the time to fill out the survey that I sent out earlier…

Industry Commentary

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#405 | Lincoln VULone and the End of an Era

In the pre-dawn hours of October 31st, 2018, you would have found me sitting in my chair with my computer…

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#404 | Who Killed PHL Variable?

Introduction I have to start this article with an admission. When I first saw the news about PHL Variable Insurance…

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#403 | The Double Edged Sword – Assets

Writing insurance is a double-edged sword. One side of the blade are the risks covered by the insurance policies themselves…

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#401 | Assurance IQ and the End of an Era

Prudential’s first quarter earnings release held a simultaneously shocking and yet completely predictable announcement – Assurance IQ is being formally…

Episode 21
December 14, 2020

Episode 21

Interview with Mike Pepe and Kris Beck of Proformex about the…

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Episode 20
September 21, 2020

Episode 20

Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…

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Episode 19
September 7, 2020

Episode 19

Interview with Jim Benson, former CEO of John Hancock, CEO…

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Episode 18
August 24, 2020

Episode 18

Interview with Dick Weber of Ethical Edge Consulting on what…

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