#361 | Cap Price Pressure

close up of pressure gauge equipment

Quick Take When AG 49 was adopted in 2015, it established the supremacy of a single crediting methodology - an S&P 500 annual point-to-point with a 0% Floor, 100% participation rate and non-guaranteed Cap. This Benchmark Index Account is what governs illustrated rates for all Indexed UL products. At the time, the cost to hedge […]