#339 | The New Breed of Protection-Oriented IUL

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Quick Take Historically, there was a clear distinction between protection-oriented and accumulation-oriented Universal Life products. The latter tended to have higher liquidity but also higher long-term policy charges, particularly COIs, whereas the former tended to have lower liquidity but also lower COIs, an effective combination for lowering illustrated minimum premiums. Times have changed. New protection-oriented […]