Month: January 2022
#302 | An Imminent Mortality Disaster?
At the end of 2021, Scott Davison, CEO of OneAmerica, was on a virtual Indiana Chamber of Commerce news conference with other local CEOs discussing the impact of COVID on their businesses. Davison’s main point was to advocate for vaccinations…
#301 | The Rise of Defined Outcome Funds
Since the creation of indexed insurance products in the mid-1990s, the core value proposition has always been index-linked downside protection with upside potential. As I was told by one prominent annuity distributor recently said: “we believe in insurance, sure, but…
#300 | Get Ready for AG 49-B
At the NAIC Life Actuarial Task Force (LATF) virtual meeting in early December, Fred Andersen (MN), the chair of the IUL Illustration Subgroup, read a prepared statement asking for comments on a particular nuance related to AG 49-A and the…
#299 | You Say, Tomato; I say, Extension of Benefits
Ramona Neal independently publishes data and articles about Hybrid products and LTC/Chronic Illness riders on her website, Living Benefit Review, https://livingbenefitreview.com. She has graciously offered to publish one of her articles every quarter exclusively on The Life Product Review. Ramona…
