The Living Benefit Review
#350 | Unstoppable: 10 Price Improvements and a Funeral in Hybrid Life/LTC
This article is written by Ramona Neal, CLU, ChFC, CLTC, REBC of The Living Benefit Review. She periodically makes articles available on The Life Product Review. Last May, Pacific Life suspended sales of their Hybrid Life-LTC product – the “funeral”. …
#335 | The Rise of LTC – Fueled by Legislation. Is Your State Next?
This article is written by Ramona Neal, CLU, ChFC, CLTC, REBC of The Living Benefit Review. She periodically makes articles available on The Life Product Review. It happened last year. Agents with over 30 years of experience had never seen…
#313 | Does PacLife’s Exodus Signal a Chink in the Armor of the Hybrid-Linked Benefit Market?
Ramona Neal independently publishes data and articles about Hybrid products and LTC/Chronic Illness riders on her website, Living Benefit Review, https://livingbenefitreview.com. She has graciously offered to publish one of her articles every quarter exclusively on The Life Product Review. Ramona…
#299 | You Say, Tomato; I say, Extension of Benefits
Ramona Neal independently publishes data and articles about Hybrid products and LTC/Chronic Illness riders on her website, Living Benefit Review, https://livingbenefitreview.com. She has graciously offered to publish one of her articles every quarter exclusively on The Life Product Review. Ramona…
#280 | Ready or Not: State Mandated Care in Washington
Ramona Neal independently publishes data and articles about Hybrid products and LTC/Chronic Illness riders on her website, Living Benefit Review, https://livingbenefitreview.com. She has graciously offered to publish one of her articles every quarter exclusively on The Life Product Review. Ramona…
#270 | Clash of the Insurance Titans
As shared in December, Ramona Neal independently publishes data and articles about Hybrid products and LTC/Chronic Illness riders on her website, Living Benefit Review, https://livingbenefitreview.com. She has graciously offered to publish one of her articles every quarter on The Life…
#255 | Chronic Illness Riders: Don’t Get Tangled Up in a Lawsuit
Bobby's Note:Over the years, I've been asked multiple times to cover so-called hybrid or linked-benefit life insurance products. These products are becoming incredibly popular in the market but, unfortunately, they're not my area of core expertise and therefore I have…
