#296 | The Unstoppable Force and the Immovable Object

green and white tidal waves

Over the past decade, the entire life insurance industry has been reshaped by falling and then persistently low interest rates and investment yields. Life insurers have exited the market, been sold, spun off and now, increasingly, parceled up and dumped onto weaker and less experienced third party firms. Products with long-duration guarantees have all but […]