As always with product previews, the full story about the product will come out at launch. This preview simply covers what the filing says and how the carrier might build it for launch.

Securian CAIUL

Securian has always been quick to release new products and build out its portfolio, so it should be no surprise that they’ve decided to build what will undoubtedly be a very competitive death-benefit focused Indexed UL product. I covered the issues with using Indexed UL for death benefit in a previous post where I outlined my cautions and skepticism about the concept.