#83 | Lincoln WealthPreserve IUL

It's exceedingly rare to see a life insurance product that is designed to work better in the real world than it does on the illustration, but that's exactly what Lincoln did with WealthPreserve IUL. It's simple. It's straightforward. It has a guaranteed cap for the first 10 years. If the cap goes below 6% after that, Lincoln will waive the surrender charges. WealthPreserve has a 1% guaranteed floor credit. WealthPreserve is a transparent, conservative, buttoned-up death benefit IUL aimed at producers who don't like IUL - and it's the best product in the market for that demographic.