#77 | PacLife PDX – Part 2 – The Performance Factor

If you want to understand PDX, you have to understand the Performance Factor. Before I get to how it works, let me lay down a few basic elements to make sure we’re all speaking the same language. If you want to see all of these elements at play, print your PDX illustrations with the detailed policy charge report.

Virtually all Universal Life policies have a charge for a specified number of years that is based on the original, as-issued face amount.