Engineered Indices
#418 | The Future of Engineered Indices
Chat GPT Summary Engineered indices, now numbering over 200 in indexed annuities and life insurance products, have evolved through three key phases: the "Brand Name Era" (2009-2015), the "Illustration War Era" (2016-2021), and the "Great Pivot" (2022-2024). Initially, these indices…
#397 | 2023 Engineered Index Observations
Quick Take Engineered indices have had a tough run over the past four years, but the silver lining is that we now have enough real-world data on performance to draw some general rules of thumb. That's good news for practitioners…
#377 | Mid-Year Engineered Index Observations – Part 3
Quick Take What separates the performance of one engineered index from another? So far, we've tackled the two biggest structural elements - the volatility target and the return type. Those two factors constitute the lion's share of long-term performance differentials.…
#376 | Mid-Year Engineered Index Observations – Part 2
Quick Take Of the 165 engineered indices available in Indexed UL and Fixed Index Annuity products, the vast majority - 148, to be exact - are Excess Return. There is no way to understand a modern engineered index without understanding…
