Bobby Samuelson
#337 | Protection UL 22 and The Allure of Alts
Quick Take Since 2011, John Hancock has successfully sold Protection UL as an ultra-cheap protection product fueled by a diversified portfolio of alternative long-duration assets, or ALDAs in Manulife's parlance. However, the impact of the ALDA returns on Protection UL…
#336 | The Return of Guaranteed UL?
Quick Take It's tempting to think that rising rates will necessarily result in the return of cheap Guaranteed UL, but reality is a bit more complex. Cheap Guaranteed UL still exists because some companies remained willing to price under the…
#334 | Whole Life Through the Lens of a UL Believer
For the past 3 weeks, I’ve been doing a weekly webinar for AIN* that Jeff Reed, AIN’s maestro of content, entitled “Whole Life Through the Lens of a UL Believer.” The title is a nod to the path of my…
#333 | Mid-Year Statutory Results Round-up
Quick Take As tumultuous as the economic environment has been this year, life insurers have shown a surprising level of resiliency. Aggregate surplus across the 18 life insurers in the sample is down just 1.8%, with the Big 4 mutuals…
#332 | Ohio National Prestige Indexed Whole Life
Quick Take Ohio National's new Prestige Indexed Whole Life appears to blend the best of both worlds - the guarantees of Whole Life with the upside performance potential of Indexed UL. But on closer inspection, the guarantees are weak and…
#331 | Cue the Premium Financing Lawsuits
Quick Take What does the recent spate of lawsuits on premium financed IUL tell us? In my view, five main things - choose your premium financing specialist wisely, absurd assurances about performance are a predictor of future problems, make sure…
#330 | IUL Cap Divergence
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#329 | AG 49-B Takes a Leap Forward
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#328 | Rising Rates and Section 7702
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#327 | The Making of a Juggernaut – Integrity buys Annexus
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