Month: November 2023
#384 | Global Atlantic Axes In-Force Rates
Ask anyone who is fundamentally skeptical about Indexed UL why they feel that way and, invariably, they’ll bring up the issue of non-guaranteed elements. It’s a valid point. Indexed UL product performance ultimately hinges on non-guaranteed elements. But that’s also…
# 383 | Mid-Year Insurer Financials Observations
To say that 2023 has been a turbulent year in the financial markets would be an understatement – but that turbulence seems to have left life insurers largely unphased. Life insurance looks very much like a safe harbor in a…
#382 | Protective Gets the Golden PLR
Full Article The running joke on fee-based life insurance and annuity products is that they’ve been the “next big thing” for at least the past 20 years. Conceptually, fee-based products make all the sense in the world. Financial advisors are…