Month: April 2021
#272 | Lincoln MMA & Brighthouse SmartCare
Click here for the first part of the Lincoln MMA review. For a refresher – because it’s been a while – here’s how I closed it: "The biggest surprise of all, though, is that Lincoln didn’t come up with the…
#271 | Cracks Emerge in the Guaranteed VUL Market
If you want to see what’s going to happen with Guaranteed VUL, look no further than what’s already happened with Guaranteed UL. T.S. Eliot famously wrote that “this is the way the world ends, not with a bang but a…
#270 | Clash of the Insurance Titans
As shared in December, Ramona Neal independently publishes data and articles about Hybrid products and LTC/Chronic Illness riders on her website, Living Benefit Review, https://livingbenefitreview.com. She has graciously offered to publish one of her articles every quarter on The Life…
#269 | Tackling an Aggressive Premium Financing Proposal
Over the past year, I’ve seen somewhere around 50 proposals for new life insurance transactions from all corners of our business and sent to me by brokerages, agents and even consumers who find me on the internet or are referred…