Month: March 2021
#268 | Constellation Buys Ohio National
A few days ago, Ohio National announced that it has agreed to be acquired by Constellation Insurance Holdings, a de-novo insurance holding company without even a website that is owned by two Canadian pension plans. The transaction is styled as…
#267 | The Rise of the Reverse Blend
Now that the dust is starting to settle on 7702-2%, one thing is becoming abundantly clear – compensation is a real challenge, both for agents and life insurers. As I’ve written about in previous articles, the simple math for compensation…
#266 | Lincoln MoneyGuard Market Advantage Review – Part 1
Since starting this newsletter in 2012 (and then restarting it in 2017), I’ve made a conscious decision to avoid writing about so-called Linked Benefit products. The progenitor of the product type is Lincoln’s MoneyGuard, which is synonymous with the product…
#265 | A Strategic Review at Principal
Last week, Principal announced that it is “initiating a strategic review of its business mix, capital management and capital deployment options” as a result of activist fund Elliott Management taking a 10% stake in the company. Immediately – and understandably…
#264 | Lincoln’s MoneyGuard Market Advantage
As shared in December, Ramona Neal independently publishes data and articles about Hybrid products and LTC/Chronic Illness riders on her website, Living Benefit Review, https://livingbenefitreview.com. She has graciously offered to publish one of her articles every quarter on The Life…
