#112 | Indexed UL in the Mirror – Part 4 – The Bright Future of IUL

Like any fad that gets too big and too fast, the changing of the epoch will force Indexed UL to shrink, trim and mature. Expect to see material product changes to offset a rising interest rate environment such as "new money" crediting and an increased proprietary index offerings, but also regulatory changes to rein in some of the abuses and misinterpretations of AG49 that are currently dominating IUL product design.