One of the mysterious things about the persistent rise of the Guaranteed VUL market has been the simultaneous decline in the market for Variable Annuities with Living Benefits (VALB). The peak of the VALB market was in 2007 and it was a heady time. Then-AXA Equitable sold $16 billion of…
When I graduated from college, I was given a participating Principal Whole Life policy. Entirely unbeknownst to me, my grandfather…
The very first article in The Life Product Review was, ironically, not about life insurance at all. It was entitled…
Introduction Ever since I started speaking consistently about Indexed UL back in 2008, I’ve been asked the same question at…
Performance in any index-linked insurance contract is driven by two things – index performance and index participation. The vast majority…
Over the past few years, there has been a pronounced convergence of the Fixed Indexed Annuity (FIA) and Indexed UL…
Aside from some modest recent revisions to AssetEdge VUL/SVUL and lowering prices on Term, the recent introduction of WealthBuilder IUL…
To say that John Hancock has scar tissue from Long Term Care insurance would be an understatement. Like many insurers,…
At the tail end of last year, Equitable announced that it has decided to “focus our life insurance third-party distribution…
Guardian SafeGuard 360 Goes Mainstream When Guardian released SafeGuard 360 back in 2022, the storyline was – understandably – a…
This is a new format for TLPR, as discussed in the very last section. Here's what we're covering this week:…
I’ve noticed that some things have changed since I’ve gotten older. A few rogue gray hairs are sprouting up over…
Looking back over a year’s worth of articles is always fun and gratifying. There were 44 articles published on The…
A Primer on Securitization Securitization is one of those words that means nothing to the vast majority of humans and…
Earlier this month, Legal and General announced that it was selling its US entity, Banner Life, to Japanese mutual company…
12/16/24 Update - The South Carolina Department of Insurance has also mandated that A-CAP's South Carolina entities, Atlantic Coast Life…
After 6 months of near-silence on the state of PHL Variable, the Connecticut Insurance Department (CID) released updated financial statements…
Interview with Mike Pepe and Kris Beck of Proformex about the…
Listen Now Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…
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