Performance in any index-linked insurance contract is driven by two things – index performance and index participation. The vast majority of crediting strategies in Indexed UL are linked to the S&P 500 and for good reason. It’s a simple, straightforward, well-known index with low licensing costs and a liquid hedge…
Performance in any index-linked insurance contract is driven by two things – index performance and index participation. The vast majority…
Back in early 2019, I wrote a 3-part series entitled Indexed UL on the Risk Spectrum (Part 1, Part 2,…
Credit: Warner Bros The more I’ve come to understand Final Expense insurance, the more I’ve come to see it as…
8/27/24 Update - I just received an email from a subscriber about another Reliastar policy with charge increases, this time…
At the tail end of last year, Equitable announced that it has decided to “focus our life insurance third-party distribution…
EquiTrust isn’t a household name in life insurance, but it is fast becoming one in annuities. EquiTrust was originally a…
In the life insurance industry, Transamerica is everything and nothing all at once. LIMRA sales statistics place Transamerica as the…
Summarized by ChatGPT Penn Mutual ranks as a mid-sized player in the Whole Life market, positioned 10th in sales, significantly…
I’ve noticed that some things have changed since I’ve gotten older. A few rogue gray hairs are sprouting up over…
Looking back over a year’s worth of articles is always fun and gratifying. There were 44 articles published on The…
With 2022 in the rearview mirror, I thought I’d go back through the full list of articles and give a…
Thanks to those of you who generously took the time to fill out the survey that I sent out earlier…
Earlier this month, Legal and General announced that it was selling its US entity, Banner Life, to Japanese mutual company…
12/16/24 Update - The South Carolina Department of Insurance has also mandated that A-CAP's South Carolina entities, Atlantic Coast Life…
After 6 months of near-silence on the state of PHL Variable, the Connecticut Insurance Department (CID) released updated financial statements…
About 3 weeks ago, the New York Department of Financial Services moved to place Columbian Mutual Life Insurance Company into…
Interview with Mike Pepe and Kris Beck of Proformex about the…
Listen Now Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…
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