Chat GPT Summary Engineered indices, now numbering over 200 in indexed annuities and life insurance products, have evolved through three key phases: the "Brand Name Era" (2009-2015), the "Illustration War Era" (2016-2021), and the "Great Pivot" (2022-2024). Initially, these indices were marketed based on high-profile bank and asset manager names,…
Credit: Warner Bros The more I’ve come to understand Final Expense insurance, the more I’ve come to see it as…
8/27/24 Update - I just received an email from a subscriber about another Reliastar policy with charge increases, this time…
If you were to put any random person in our industry up on stage and ask them to start explaining…
What happens after a private equity firm buys a life insurer? The first order of business almost always seems to…
EquiTrust isn’t a household name in life insurance, but it is fast becoming one in annuities. EquiTrust was originally a…
In the life insurance industry, Transamerica is everything and nothing all at once. LIMRA sales statistics place Transamerica as the…
Summarized by ChatGPT Penn Mutual ranks as a mid-sized player in the Whole Life market, positioned 10th in sales, significantly…
When Prudential released the first iteration of Index Advantage UL (IAUL) in mid-2012, it was a massive validation of the…
I’ve noticed that some things have changed since I’ve gotten older. A few rogue gray hairs are sprouting up over…
Looking back over a year’s worth of articles is always fun and gratifying. There were 44 articles published on The…
With 2022 in the rearview mirror, I thought I’d go back through the full list of articles and give a…
Thanks to those of you who generously took the time to fill out the survey that I sent out earlier…
About 3 weeks ago, the New York Department of Financial Services moved to place Columbian Mutual Life Insurance Company into…
In the pre-dawn hours of October 31st, 2018, you would have found me sitting in my chair with my computer…
Introduction I have to start this article with an admission. When I first saw the news about PHL Variable Insurance…
Writing insurance is a double-edged sword. One side of the blade are the risks covered by the insurance policies themselves…
Interview with Mike Pepe and Kris Beck of Proformex about the…
Listen Now Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…
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