Month: May 2022
#317 | Lincoln drops LifeGuarantee UL
Around this time last year, I wrote in #271 | Cracks Emerge in the Guaranteed VUL Market that the Guaranteed UL market was ending, as T.S. Eliot famously said, “not with a bang but a whimper.” In 2018, Guaranteed UL…
#316 | Follow Up to The Rising Tide of Accumulation VUL
Last weeks article generated probably more questions and comments than I’ve ever gotten. So, in response, I figured it’d be a good idea to cover some of the main topics that folks send my way in a follow up post.…
#315 | The Rising Tide of Accumulation VUL
If you were to look at the industry press releases about 2021 sales, you’d probably pick up one big storyline – both Whole Life and Indexed UL had gangbuster years, each notching 20% growth. Indexed UL saw $600M in increased…
#314 | Engineered Index 5 Year Performance
For most folks in the life insurance industry, it probably feels as though the phenomenon of non-standard indices in Indexed UL products has appeared very quickly, almost out-of-nowhere in the wake of AG 49-A. The reality, however, is that these…
